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Financing

Constant development is the most important thing for any company. This would not be possible without improving the company’s infrastructure, which may require specific modernization or other improvement measures. Clearly, this process not only is a time-consuming operation but also a considerable financial challenge. We understand the needs of our customer and the fact that in certain situations they may not possess enough capital to start specific investment processes. That is why One System offers leasing services through collaboration with our financial partners. Our solutions are perfectly customised to the organisation’s or any company’s needs.

Therefore, all companies seeking external financing are invited to take advantage of leasing. We cooperate with experienced lessors and thanks to that we can offer flexible financing, enabling effective planning and using a budget.

This financing form does not limit lessee’s possibility to use traditional forms of raising funds for investments, at the same time allows to make instant investment decisions and to the immediate reaction to the market situation. 

Modern leasing
  • fixed expenses: the cost does not change throughout the duration of the lease agreement, therefore you can easily plan and control all company costs,
  • simple rules: you pay a lower instalment for using equipment that improves your performance, win - win situation,,
  • one leasing contract: the possibility of financing equipment with different amortization periods, all this under a single contract.



Traditional leasing
  • speed of action: instant leasing decision, with no down payment,
  • transparent procedures: fixed leasing instalments, without hidden costs and commissions, at a given repayment date,
  • duration: leasing period up to 60 months.








Leasing line
  • permanent offer: the principles of the framework agreement are valid for all leases within the granted limit,
  • freedom: the client sets a suitable repayment date and terms of subsequent leasing offers,
  • low costs: thanks to simplified procedures, customers benefit from lower service costs - the creditworthiness is checked only once at the opening of the leasing line.




Long-term lease
  • security: for the entire duration of the lease, the equipment is covered by the manufacturer's guarantee and comprehensive insurance against accidental damage or theft,
  • ownership: after the end of the lease period, the Customer becomes the owner of the equipment without additional payment for the purchase of the device,
  • solution-as-a-service model: enables the purchase to be included in the company's costs, deduction of VAT from each invoice, without affecting the creditworthiness - regardless of the business.
LEASING, CREDIT OR CASH PUCHASE?
CHECK WHAT WOULD THE MOST PROFITABLE FOR YOUR COMPANY


LEASING CREDIT CASH PURCHASE
Who is an owner of equipment? Lessor Buyer/ transfer of title to secure loan repayment Buyer
Pre-emption rights In accordance with a leasing contract not applicable not applicable
Contract period In accordance with the provisions on the amortization of equipment for the contract Contract equipment as agreed between the parties not applicable
Tax depreciation Lessor Buyer Buyer
Tax costs Leasing rate, fees provided for in the contract (except for penalties), expenses related to the use of the object Interest on the loan, depreciation write-offs, other charges provided for in the contract (except for penalties), expenses related to the use of the object Depreciation write-offs, expenses related to the use of the object
Vat deduction (user) VAT from instalment VAT on the item’s value VAT on the item’s value
Identification in terms of VAT tax costs Service
  • periodic liabilities, monthly or quarterly costs
  • simple settlements
  • does not burden creditworthiness
  • fixed instalment
  • the initial payment and the redemption amount are at the expense of the company
Delivery of a fixed asset
  • only interest included in tax-deductible costs
  • complicated accounting process
  • company load
  • variable instalment - WIBOR
Delivery of a fixed asset
  • frozen company's own funds
  • reduction of financial liquidity
  • one-off obligation




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